Build insurance products like building blocks.
Define, price, and distribute any insurance product from a single manifest. No actuarial code, no IT sprint, no new integration per channel.
01 · Variables
Affect the price
Species
species
Pet age
pet_age
Plan
plan
Don't affect the price
Breed
breed
02 · Coverage formula
Vet care
vet_careNet premium formula
2 decimalsVariables · click to insert
Resulting formula
round(lookup(rates_by_plan, plan, 'vet_care') * (1 + pet_age / 20), 2)
03 · Live quote
Vet care
Premium
$116,160.00
12 installments of $10,841.60
The problem
Launching one product takes up to 18 months. With quore, under 3 days.
Requirements · Dev sprint · Actuarial · QA · Integration per channel · Rollout
How it works
Build your product visually.
quore connects each module into a live, quotable product.
Define your product
Set the product name, line of business, code, and currency.
Quotes · last 30 days
1,284
Policies issued · last 30 days
312
Product identity
Saved 10/21/26, 9:49 AM
Name
Line of business
Code
Currency
Engine status
Configure variables
Define every data point the pricing engine needs. Variables feed directly into coverage formulas and forms.
Write pricing formulas
Express actuarial logic as readable expressions. Reference variables, rate tables, and shared library resources.
Define terms and modality
Set payment modes: Annual, monthly or even on-demand. Add taxes or surcharges to calculate the premium.
Design the quoting flow
Arrange variables into a multi-step questionnaire. Add conditional fields, dependent dropdowns and derived values with no code required.
Configure issuance
Choose automatic or conditional emission. Set conditions, define callbacks, and quore activates policies when requirements are met.
Configure distribution
Set up the widget, portal, and API. Control who can distribute and at what commission.
Create policy documents
Build certificates, proposals, and policies from blocks. Policy data, variables, and premium tables fill in automatically.
Quotes · last 30 days
1,284
Policies issued · last 30 days
312
Product identity
Saved 10/21/26, 9:49 AM
Name
Line of business
Code
Currency
Engine status
Step 2
Quoting variables
The data requested at quote time. For fixed options and numeric ranges you can assign a factor right here.
Affect the price
Species
species
Pet age
pet_age
Plan
plan
Don't affect the price
Breed
breed
Step 3
Coverages
Each coverage is an option the customer can choose in the quoter. Define its name, pricing formula and what it includes.
Net premium formula
2 decimalsVariables · click to insert
Resulting formula
round(lookup(rates_by_plan, plan, 'burial') * (1 + pet_age / 20), 2)
Step 4
Term and modality
Choose the coverage model: a fixed-term policy with installments, or one that renews and re-prices every month.
Fixed-term policy
The price is locked at purchase. The policyholder picks the period and how to pay.
Payment options
Installments
Name
Surcharge
Active
Taxes and surcharges
Name
Value
Active
Step 5
Quoter
Arrange the fields into steps for the quote form. Drag from the list or between steps to reorder.
Available fields
Drag into a step to add it.
In steps
✓ Species
✓ Breed
✓ Pet age
✓ Plan
Step 6
Issuance settings
Define how the policy is activated and which policyholder data is collected at issuance.
Automatic
The policy activates as soon as issuance is confirmed. No extra steps.
Conditional
The policy stays pending until external conditions (payment, inspection) are resolved via webhook.
Quote only
The product doesn't issue policies, it can only be quoted. Ideal for comparison sites.
Step 7
Channels and permissions
Choose the channels this product is distributed through and what each profile can do.
Intermediary portal
The product shows up in the portal and can be quoted from there.
Public widget
External embed for websites and ecommerce, no intermediary.
Intermediary widget
Embed on intermediary sites, with commissions and attribution.
Public API
Direct access from external integrations.
Certificate of coverage
Clause 1 · Purpose
The insurer covers the vet care costs of the insured pet under the terms of this policy.
Distribution
One product. Every channel.
Three ways to put your product in front of customers. Pick one, or mix all three.
Embed a quoter on any site.
A single snippet is all it takes. Your customers quote and bind coverage directly from your webpage. No backend, no integration overhead.
White-label ready
Match your brand colors, fonts, and domain.
All distribution models
Supports direct, broker, and intermediary models.
No backend required
quore handles the logic. You own the embed.
Data
Risk information
Quote
Choose your coverage
Issuance
Policyholder details
Result
Policy summary
Choose your coverage
Plan: Standard
Vet care
Premium
$116,160.00
12 installments of $10,841.60
Surgery costs
Premium
$77,440.00
12 installments of $7,227.73
Powered by quore
My book
Your book of business this month
Active policies
50
Quotes this month
126
Commissions earned
$576K
Recent policies
POL-0003
Pet Insurance · Ana Demo
POL-0002
Pet Insurance · Juan Pérez
POL-0001
Pet Insurance · Lucía Gómez
Hi, Ana
Welcome to your insurance portal
1
Active policy
0
Expiring in 30 days
1
Quotes
My policies
Pet Insurance
POL-0003 · Vet care · Luna, Golden Retriever
12 installments of
$10,841.60
Expires
Aug 18, 2027
Aug 18, 2026 → Aug 18, 2027
My quotes
COT-0008
Pet Insurance · Vet care
$116,160.00
POST/api/quotes
Create quote
Returns net premium, taxes and total premium for every coverage of the product.
Body
species, breed, pet_age, plan
Integrations
Connects to your stack. A few native integrations, and an open API for everything else.
Every quote, policy and event is available through the REST API, and every state change reaches your systems as a signed webhook. If we don't ship it natively, you can still plug it in.
Read the API reference- StripePaymentsCard payments collected at issuance.
- Mercado PagoPaymentsThe preferred payment method in Latin America.
- RebillPaymentsRecurring payments for LATAM, with automatic repricing.
- Manual paymentPaymentsRecord payments without integrating a processor.
- Email notificationsEmail · via ResendIssued, expiring and approval emails for clients and intermediaries, delivered through Resend.
Built for every model. Traditional insurer, MGA, or ecommerce at checkout.
Net premium formula
2 decimalsVariables · click to insert
Resulting formula
round(lookup(rates_by_plan, plan, 'vet_care') * (1 + pet_age / 20), 2)
Insurers
Launch products without an IT sprint.
Give your actuaries a live formula editor. Build, price, and publish from a single manifest.
POL-0003
Pet Insurance · Origin: Client portal
12 installments of
$10,841.60
Total: $130,099.20
Insurtech / MGA
A production platform in days, not years.
Building your own infrastructure takes a year. With quore it's already in place, so your team can focus on its market.
Vet care
Premium
$116,160.00
12 installments of $10,841.60
Surgery costs
Premium
$77,440.00
12 installments of $7,227.73
Fintech / Ecommerce
Insurance at checkout, in an afternoon.
One script tag, one product ID. Auto-quote with customer data pre-filled. Commission attribution built in.
3
Distribution channels
< 3 days
Time to go live
Zero code
To embed or connect
100% white-label
On every channel
Enterprise
Enterprise-grade by default.
Everything a regulated insurer needs at scale. No add-ons, no asterisks.
Multi-tenant isolation
Full tenant separation at the database level: products, users, data, and branding.
RBAC & permissions
Role-based access control at every layer, with per-plan feature flags.
Compliance by design
PCI-scoped payments (only card last4, brand and holder are stored) and an immutable log of every admin action and product change.
HMAC-signed webhooks
HMAC-signed delivery with automatic retries and full logs.
Sandbox & production
Separate test and live environments with their own keys, quotes and policies.
Rate limiting & SLA
Per-key limits, monthly quotas, and contractual uptime.
Pricing
Start free. Grow when you're ready.
Every plan ships the full product engine. Plans scale volume, distribution and branding.
Free
Launch your first product and start selling.
Free
No card required
Start free- 1 published product
- 50 active policies
- 2 intermediaries
Includes:
- Integration API
- Intermediary portal
- Online payments
- Widget with a "Powered by Quore" badge
Growth
RecommendedFor teams running a growing product line.
Talk to us
Pricing based on your volume
- 5 published products
- 1,000 active policies
- 25 intermediaries
Everything in Free, plus:
- Client portal
- Outbound webhooks
- PDF certificates at issuance
- Commission reports
- Audit log
- No Quore branding on the widget
Scale
For insurers and MGAs distributing at volume.
Talk to us
Pricing based on your volume
- 20 published products
- 20,000 active policies
- 300 intermediaries
Everything in Growth, plus:
- Full policy PDFs on demand
- Branded emails
- Custom domains for portals and email
- Signed embed in your own portal
Enterprise
For large operations with their own requirements.
Talk to us
Pricing based on your volume
- Unlimited products
- Unlimited policies
- Unlimited intermediaries
Everything in Scale, plus:
- Custom limits and terms
- SSO / OIDC (coming soon)
Included in every plan
- Product builder & live formula editor
- Quote simulator
- Automatic & conditional issuance
- Group products and recurring billing
- Widget with your logo and colors
- Endorsements and renewals
- REST API
- Unlimited drafts and sandbox policies