Use caseInsurance companies

Launch and iterate products without an IT sprint.

Your actuarial team owns pricing in a live formula editor. Products are versioned, tested in sandbox and published when they're ready. No ticket queue, no redeploy.

Start buildingHow it works

How it works for you

From rate sheet to live product. Owned by the people who price it.

  1. Model the risk

    Define the variables you rate on (ages, amounts, fixed options, dates) with validation built in.

  2. Price it in plain text

    Write one formula per coverage. Reference variables and shared lookup tables with lookup().

  3. Test in sandbox

    Quote and issue with test data in the simulator. Nothing touches production business.

  4. Publish the version

    Changes stay in a draft until you publish. Every change is recorded in the audit trail.

In the product

The whole product lifecycle in one place. From the first variable to the issued policy.

[01] · Variables

Rate on exactly the data you need.

Integers, amounts, fixed options, dates, booleans and attachments. Mark which variables affect price and which are only collected at issuance.

  • Fixed options rendered as a select
  • Min / max ranges and validation rules
  • Currency-aware amounts
Pet InsuranceActivePublish

Step 2

Quoting variables

Variables
Combined factors
Rules

Affect the price

Species

species

OPTIONS

Pet age

pet_age

NUMBER

Declared value

declared_value

AMOUNT

Don't affect the price

Breed

breed

TEXT

[02] · Issuance

Automatic or conditional, per product.

Activate policies the moment they're issued, or keep them pending until payment or an inspection is resolved by webhook from your systems.

  • Automatic: active on confirmation
  • Conditional: pending until resolved
  • Resolution via POST /api/policies/:id/conditions/resolve
Pet InsuranceActivePublish

Step 6

Issuance settings

Issuance type
Step builder
Group product
Payment settings

Automatic

The policy activates as soon as issuance is confirmed. No extra steps.

Conditional

The policy stays pending until external conditions (payment, inspection) are resolved via webhook.

Quote only

The product doesn't issue policies, it can only be quoted. Ideal for comparison sites.

[03] · Documents

Policy documents built from blocks.

Design the certificate, proposal and full policy with blocks and variable tokens. Every issued policy gets its PDF with the right data.

  • Header, data summary, premium table, clauses
  • Variable tokens resolved at issuance
  • Reusable templates
Pet InsuranceActivePublish
Certificate
Proposal
Policy
InsurerNo. {{policy.number}}

Certificate of coverage

Policyholder{{insured.insured_name}}
ID number{{insured.national_id}}
Species{{insured.species}}
Breed{{insured.breed}}
Term{{policy.startDate}} – {{policy.endDate}}
CoverageNet premiumVATPremium
Vet care$96,000.00$20,160.00$116,160.00
Authorized signature

Capabilities

Built for regulated product teams. Control without the IT dependency.

Formula editor

[01]

Plain-text pricing per coverage, evaluated in real time in a sandboxed engine.

Shared lookup tables

[02]

Load a CSV once in the shared library and use it from any product with lookup(slug, variable, 'column').

Draft → publish versions

[03]

Edit a draft without affecting what's live, then publish a new product version.

Sandbox and production

[04]

Test quotes and policies are kept apart from production data.

Automatic and conditional issuance

[05]

Pending policies are resolved by webhook when the external condition is met.

Audit trail

[06]

A record of who changed what and when, across products and settings.

Keep exploring

Other use cases and the platform behind them

Use caseInsurtech & MGAA production platform without building the stackUse caseFintech & EcommerceInsurance at checkoutPlatformFormula EngineReal-time, sandboxed pricingPlatformProduct BuilderVisual, no-code product definition

Put quore to work on your next product.

Flat monthly plans with the full platform included. Pick one and model your first product.

See pricingStart building